So it’s that time of the year again. The time of the year when some of us panic at the realisation we are not as organised for the imminent Self Assessment Tax Return deadline as we would like. 

The Self Assessment Tax Return deadline may have come and gone for 2018 but, if figures from the BBC are to be believed, then there are still 746,000 of you who are yet to submit theirs. You will have received a £100 penalty already but what now?

It's all change for the start of the new financial year. Here is a quick breakdown of those changes: 

There are so many things that could affect your tax bill. Not all of these will be relevant to you but to help you get to grips with them we have created a list of nearly 100 things that you should think about, or discuss with your accountant in the run up to the Self-Assessment deadline.